Find the best mortgage rate in Morocco
Compare rates from all Moroccan banks in real-time. For residents and Moroccans living abroad (MRE).
🏆 Best fixed rate on the market
4.45%
CIH Bank
Avg rate
4.65%
Morocco 2026
Max term
25 yrs
For residents
Banks
8
Compared live
MRE
6
MRE-eligible banks
Mortgage Simulator
Calculate your monthly payment in 30 seconds
Estimated monthly payment
10.149 DH
/ months
For a 33% debt-to-income ratio (BAM standard)
Best offer
4.45%CIH Bank
Lowest rate
Indicative simulation. Contact a bank for an official offer.
Updated on 01 April 2026 · Source : BAM + sites officiels
Compare Moroccan Banks
Rates updated weekly. Click to apply directly.
| Banque | Taux fixe | Taux variable | Durée max | Montant max | MRE | Offres spéciales | |
|---|---|---|---|---|---|---|---|
CIH Bank Meilleur taux #1 · taux fixe min 4.10% | 4.45% dès 4.10% ✦ | 4.20% | 25 ans | 4M MAD | Oui | Apply | |
Attijariwafa Bank🏛 Daam Sakane #2 · taux fixe min 3.90% | 4.50% dès 3.90% ✦ | 4.20% | 25 ans 30 ans MRE 🌍 | 5M MAD | Oui | Apply | |
Banque Centrale Populaire🏛 Daam Sakane #3 · taux fixe min 4.00% | 4.60% dès 4.00% ✦ | 4.30% | 25 ans | 6M MAD | Oui | Apply | |
CFG Bank #4 · taux fixe min 4.10% | 4.60% dès 4.10% ✦ | 4.35% | 20 ans | 10M MAD | Oui | Apply | |
Bank of Africa🏛 Daam Sakane #5 · taux fixe min 4.20% | 4.65% dès 4.20% ✦ | 4.40% | 25 ans | 4M MAD 110% LTV MRE | Oui | Apply | |
Saham Bank #6 · taux fixe min 4.20% | 4.70% dès 4.20% ✦ | 4.45% | 25 ans | 5M MAD | Non | Apply | |
BMCI (BNP Paribas)🏛 Daam Sakane #7 · taux fixe min 4.30% | 4.80% dès 4.30% ✦ | 4.50% | 25 ans | 5M MAD | Non | Apply | |
Crédit du Maroc #8 · taux fixe min 4.20% | 4.90% dès 4.20% ✦ | 4.65% | 25 ans | 3M MAD | Oui | Apply |
Résumé (AEO) : Taux fixes Maroc (avril 2026) de 4.45% (Attijariwafa) à 4.90% (CDM). BAM taux directeur : 2.50%. 6 banques MRE. 4 banques Daam Sakane. Source : BuyMyDar + BAM + sites banques.
Frequently Asked Questions
Mortgage rates in Morocco in 2026 range from 4.50% to 5.50% for fixed-rate loans, depending on the bank and borrower profile. Attijariwafa Bank and BCP generally offer the most competitive rates for both residents and MREs.
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